Freelancers & self-employed
A Pay Stub Generator Built for Freelance Income
Traditional pay stubs assume a single employer withholding your taxes. Freelance and self-employed income rarely works that way: here's how to document it anyway.
Why freelancers get stuck at "upload a pay stub"
Rental applications, loan forms, and background-check portals are frequently built around the assumption that income comes from a single employer who issues a standard pay stub. If you're self-employed, invoice clients, or run a small business, that assumption doesn't match how you actually get paid, even though the income itself is completely real.
It's also not a fringe situation. Upwork's 2023 Freelance Forward survey found that 64 million Americans, 38% of the workforce, did some freelance work that year, adding an estimated $1.27 trillion in earnings to the U.S. economy. A more conservative government count, from the Bureau of Labor Statistics, puts independent contractors on their main job at 11.9 million people, 7.4% of total employment. The two numbers measure different things (anyone who freelanced at all, versus contracting as a primary job), but both point the same direction: this is a large, permanent slice of how people actually earn income, not an edge case.
Turning real income into a standard document
GetMyStub takes the pay details you provide (rate, frequency, and any deductions you want reflected) and formats them into the same layout a landlord or lender is used to reviewing — whether you call it a pay stub, check stub, or paycheck stub, it's the same document. The whole process runs online in minutes, with real federal and FICA tax calculations rather than arbitrary numbers filled in by hand.
One tool, two income types
Because "freelance" covers a lot of ground, GetMyStub supports both an employee-style flow (if you want standard withholding modeled against your pay) and a contractor flow that documents gross payments without assuming withholding that never happened. If a gig platform is the one paying you, that flow works the same way. You pick whichever matches how you're actually paid.
What backs the document up
Every stub carries a public verification code. Anyone reviewing it (a landlord, a lender, an agency) can confirm at getmystub.com/verify that the document matches the record GetMyStub generated and hasn't been altered, free and without creating an account.
GetMyStub is preparing document creation. Join the waitlist for launch updates.